JustEnough
The press releases and research aim to provide information to empower those most vulnerable to the risk of outliving their assets in retirement. If you have any questions about your needs in retirement, please email info@justsa.co.za.
Financial considerations that women must face
Gender inequality in retirement – till death do us part
Financial vulnerability is one of the greatest challenges women face today. A woman’s life expectancy is three to four years longer than a man’s, and women typically marry men who are three to four years older than themselves. Not only can women expect to grow old alone, but most will also run out of retirement savings before they die.
Pensions – the real gender pay gap
Feelings are running high over unequal pay. But women fare even worse once they stop work, retiring on 40% less than men.
The high cost of dementia in retirement
JustEnough in retirement for dementia sufferers
Dementia has overtaken AIDS to become the second biggest killer after cancer, according to the World Health Organisation, and there is no cure in sight. This increase in dementia highlights the need to make the right provisions in retirement.
The challenge of covering basic living costs
How much is JustEnough for retirement?
We identified how much households in different income brackets spend on essentials, then calculated how much capital is required at retirement to secure this level of income for life, allowing for current tax rates.
The cost of retirement accommodation
Is your nest egg JustEnough to afford a nest in retirement?
Many retirees may be surprised to discover that the cost of a home in a retirement village is out of their reach and the sale of their existing home might not be enough to afford retirement accommodation. So how much will be enough?
Rethink retirement, spend sustainably
Small spending adjustments that could lead to a better retirement
Essential expenses are the cost of physical survival, covering the basic costs of living; accommodation, food and clothing, utilities, medical, transport and insurance. Latest figures from Statistics SA reveal that a household’s essential spending makes up between 65 and 75% of total monthly budget across all socio-economic categories, with only nominal fluctuations between income levels.