Newsletters

A series of regular e-mails that we send to advisers

Just Group Credit Rating

19 September 2017 We are pleased to announce that Just Group plc has been given a credit rating of A by the Fitch ratings agency. This is a long-term issuer default rating on a gl ...

RETHINKING THE LIFE VS LIVING DEBATE

20 July 2017 At the 2017 FPI Retirement and Investment Mini Conventions in Johannesburg, Durban and Cape Town, a thought-provoking debate about life versus living annuities was ...

How to get more for your client without making more work for yourself

29 September 2016 The Just Retirement Enhanced With-Profit Annuity is available to all applicants, not only those who have health and lifestyle factors that would typically qualif ...

Sustainable income and a death benefit – can a guaranteed annuity offer both?

15 September 2016 Five percent. This is the maximum recommended drawdown rate on a living annuity, if the income is to last the rest of the annuitant’s lifetime. Many of your clie ...

What is the best type of guaranteed annuity for your client?

31 August 2016 No more salary. That is the reality for your clients at retirement. Suddenly they will be responsible for their own income, and will be faced with a bewildering ran ...

A Just Retirement for women

10 August 2016 On 9 August 1956, more than 20 000 women marched to the Union Buildings in protest against the extension of Pass Laws to women. South Africa commemorates Women's Mo ...

Living annuities: don’t be misled by the starting income

20 July 2016 We are often asked by advisers how to compare the income that can be secured through a Just Retirement Enhanced With-Profit Annuity to the income that can be drawn fr ...

The living annuity accident waiting to happen

27 June 2016 Living annuities became popular in South Africa in the 1990s. Many who have bought living annuities are now in the age range of 75 to 85. The example of Eddie and Pri ...

Combining the Just Retirement Enhanced With-Profit Annuity with a living annuity

7 June 2016 Considering the risks of living annuities – outliving one's money, and ongoing uncertainty in the markets – is a living annuity an option, or should retirees seek safe ...

High blood pressure can mean higher retirement income

17 May 2016 Today is World Hypertension Day. Research conducted in 2014 revealed that South Africa has the highest rate of hypertension reported for people aged 50 and over in the ...

Just Retirement Enhanced With-Profit Annuity Overview

4 May 2016 Over the past few weeks I have enjoyed sharing the features of the Just Retirement Enhanced With-Profit Annuity with you. Today I’d like to leave you with an overview o ...