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Your retirement income specialist

We provide income for life. Life annuities give you financial certainty and protection from outliving your assets. Our innovative range of lifetime income provides you with a sustainable retirement income to suit your needs. 

A White Paper for Financial Advisers

Guide your Clients Towards a Sustainable Retirement Income

Our white paper pulls together the learnings from more than 20,000 South Africans who invested in living annuities when they retired. It uncovers the need to understand the impact of different drawdown rates on income sustainability in retirement. 

Fair treatment and value for money for your retirement savings

Our Products

Our retirement income options provide guaranteed, stable post-retirement monthly payments. 

Just Lifetime Income

Just Lifetime Income

Fixed Increase Income

Fixed Increase Income

Structured Endowment

Structured Endowment

Our products help protect you from certain risks in retirement.

Featured Insights

What is an annuity?

Around the world, annuities are commonly used to fund retirement by providing a regular income, usually over a long period of time. They can come in a variety of shapes and sizes and this article aims to give you the information you need to decide which annuity is right for you.

The key differences between a living annuity and a life annuity

Many financial service providers offer a host of life, living and hybrid annuity products. It may be difficult to know which annuity product gives you the best possible retirement income that is suited to your individual circumstances.

Guaranteed annuities and inflation - what is the impact?

You can protect yourself from rising inflation and reduced purchasing power, and increase the likelihood of covering essential expenses for life with a guaranteed life annuity

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Everyone deserves a just retirement

Your Retirement Journey

Explore your retirement needs and the benefit options available to meet those needs.