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Your retirement income specialist

We offer an innovative range of lifetime income that provides a sustainable income in retirement. As an insurer, Just guarantees retirement income for life, giving you financial certainty and protection from outliving your assets.

Retirement in the time of COVID-19

There are some sensible steps pensioners can take to protect their retirement income.

Fair treatment and value for money for your retirement savings

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Our retirement income options provide guaranteed, stable post-retirement monthly payments. 

Just Lifetime Income

Just Lifetime Income

Fixed Increase Income

Fixed Increase Income

Structured Endowment

Structured Endowment

Our products help protect you from certain risks in retirement.

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We believe everyone deserves a just retirement, and we’re here to help you make the most of yours. Explore your needs and options now.

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Everyone deserves a just retirement

News and Media

How to manage your retirement funds in uncertain times

With lacklustre local stock returns, questions about the creditworthiness of government debt and record-high offshore markets, those close to retirement may be left with daunting choices. Amanda Visser spoke to retirement specialists on behalf of FINWEEK about the options. [Subscription required]


Are guaranteed annuities tailor-made for today’s investors?

With guaranteed or life annuities regaining traction with investors, there is still a misconception that they are a ‘one size fits all’ solution. Product Actuary Twane Wessels explains how annuities have evolved. This article was first published in the October edition of FA NEWS


Retirement feature: Don’t rush investment decisions in times of uncertainty (radio interview)

Bjorn Ladewig, Longevity Actuary chats to Michael Avery on Classic Business about how your approach to retirement should be the same regardless of market conditions. Bjorn provides an explanation on some of the practical solutions available to protect your retirement income for life, and maintain some flexibility [audio].


COVID-19 update

You can expect consistent client service from Just during the COVID-19 outbreak and regulated lockdown. Please stay home and stay safe!

Visit the official SA Coronavirus portal for updated information on the virus >>>