Your retirement income specialist
We offer an innovative range of lifetime income that provides a sustainable income in retirement. As an insurer, Just guarantees retirement income for life, giving you financial certainty and protection from outliving your assets.
Retirement in the time of COVID-19
There are some sensible steps pensioners can take to protect their retirement income.
Fair treatment and value for money for your retirement savings
Our retirement income options provide guaranteed, stable post-retirement monthly payments.
Your retirement journey
We believe everyone deserves a just retirement, and we’re here to help you make the most of yours. Explore your needs and options now.
News and Media
Hybrid annuities: Some of the choices
“This [a blended living annuity] provides the best of both worlds allowing for the important aspects of the living annuity, with its legacy, income flexibility and market participation; and the with-profit annuity with its income security that ensures your income if you die, even well into the future” says John Anderson, head of research at Alexander Forbes in Bruce Cameron's most recent DAILY MAVERICK op-ed.
Change your living annuity, not your drawdown rate
National Treasury announced a change in living annuity drawdown restrictions where pensioners will be allowed to temporarily adjust their drawdown rate to as low as 0.5% or as high as 20%, even if it is not the anniversary date of the living annuity. But current market conditions present a unique opportunity to improve the sustainability of your income in retirement despite the recent market movements. And this does not require you to reduce your drawdown rate. To take advantage of this opportunity, you may want to consider some choices for your retirement income.
Hybrid annuities: Something to consider when choosing your pension
“Hybrid annuities will help to optimise the pension benefits to balance the competing objectives pensioners face. Hybrid annuities provide a sustainable income on the one hand, versus having flexibility for unforeseen events and the ability to leave an inheritance on the other,” says John Anderson in Bruce Cameron's DAILY MAVERICK op-ed on hybrid (blended) annuities.
[Related article: HYBRID ANNUITIES: SOME OF THE CHOICES]