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Your retirement income specialist

We offer an innovative range of lifetime income that provides a sustainable income in retirement. As an insurer, Just guarantees retirement income for life, giving you financial certainty and protection from outliving your assets.

Rebound for Retirement

Sensible steps to help improve your retirement income.

Fair treatment and value for money for your retirement savings

Our Products

Our retirement income options provide guaranteed, stable post-retirement monthly payments. 

Just Lifetime Income

Just Lifetime Income

Fixed Increase Income

Fixed Increase Income

Structured Endowment

Structured Endowment

Our products help protect you from certain risks in retirement.

Your retirement journey

We believe everyone deserves a just retirement, and we’re here to help you make the most of yours. Explore your needs and options now.

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Everyone deserves a just retirement

News and Media

Longevity favours the rich, but poor also benefit in new generation life annuities

Those from poorer backgrounds tend to have a shorter lifespan than those who are wealthier. People have a right to purchase a life annuity at a price that fairly reflects their individual risk.

While life insurance policies use medical underwriting to charge those who are ill a higher premium, life annuities use underwriting as a fair way of ensuring you get the right income, for life.

This article was published on FA NEWS, EBnet, MONEYMARKETING and COVER


Should You Consider Living In A Retirement Village?

How do you weigh up the pros and cons and make a balanced decision on whether a retirement village is the right move for you? The role and requirements of the 'retirement village' are constantly changing with many establishments modernising their facilities to support the needs of their residents. Do your homework, draw up a realistic budget and most importantly chat to your financial adviser so you're well informed to make the right decision for you and your family/support system.


Best of Both: Life and Living Annuities

Gareth Stokes chatted to Just SA CEO Deane Moore about a pension funding solution that allows clients to incorporate aspects of both life and living annuities into a blended annuity solution. This article was first published on FA NEWS.


COVID-19 update

You can expect consistent client service from Just during the COVID-19 outbreak and regulated lockdown. Please stay home and stay safe!

Visit the official SA Coronavirus portal for updated information on the virus >>>