Our Corporate Video

Rethink Retirement

At Just, we believe everyone deserves a fair and just retirement.

We are specialists in retirement income. We offer guaranteed lifetime income solutions that provide retirees with financial certainty and protection from outliving their assets. We partner with best-of-breed asset managers and administrators to provide, collectively, an enhanced value proposition and client experience to meet the different needs of South African retirees.

Who are we?

  • We are specialists in retirement income solutions.
  • We are a global financial services group listed in the UK as Just Group plc.
  • We are a company that rethinks retirement to improve the income of our clients.
  • We are a registered long-term insurer and an authorised financial services provider, previously known as Just Retirement.

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Just Lifetime Income as an asset class in a living annuity

An adapted form of Just Lifetime Income is available as an asset class in a living annuity. Please contact us if you would like further information.

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  • Just guarantees your retirement income for life and enhances this where possible.
  • Just is a well established, financially strong international insurance group.
  • Our lifetime income solutions combine global research with local experience.
  • We partner with high quality asset managers and administrators.


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How much is “just enough” to live on in retirement? What is the minimum income you need to cover your essential monthly expenses, and will you be able to secure this amount? JustEnough is an exclusive initiative created by Just to help answer these questions and empower the many retirees who are at risk of outliving their assets in retirement.  

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Just Lifetime Income

Just Inflation-Linked Income

Just Fixed Escalation Income

Just Level Income 


All our retirement income options are offered as ‘enhanced annuities’. An enhanced annuity is a guaranteed monthly income that pays you more based on certain health and lifestyle factors, such as a chronic illness, or smoking.


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