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Your retirement income specialist

We offer an innovative range of lifetime income that provides a sustainable income in retirement. As an insurer, Just guarantees retirement income for life, giving you financial certainty and protection from outliving your assets.

Rethink Retirement

Our explainer videos introduce our new generation retirement income products.

Fair treatment and value for money for your retirement savings

Our Products

Our retirement income options provide guaranteed, stable post-retirement monthly payments. 

Just Lifetime Income

Just Lifetime Income

Fixed Increase Income

Fixed Increase Income

Structured Endowment

Structured Endowment

Our products help protect you from certain risks in retirement.

Your retirement journey

We believe everyone deserves a just retirement, and we’re here to help you make the most of yours. Explore your needs and options.

Get in touch with us

Everyone deserves a just retirement

News and Media

Poor Health Could Secure You a Higher Retirement Income

November is Men’s Health Awareness Month. It is estimated that in South Africa, prostate cancer will surpass all other forms of cancer by 2023. But while a diagnosis of prostate cancer would be bad news for your health, it could be good news for your retirement income. In a case study from Just SA, a 79-year-old man qualified for an uplift of 21% above standard rates as a result of his medical history, which included prostate cancer.

This article appeared in FA News, EBNet and Cover.


Annuity innovation no oxymoron

There is a prevailing perception that annuity products are staid and limited. Yet the local annuity market has undergone considerable change in recent years to address the increased risks faced by retirees and to cater for their individual needs. While no annuity products score full marks on their ability to address every retirement risk and need effectively, by comparing them we can see how annuity innovation has yielded products that suit a range of circumstances and risk appetite. 

This article appeared in Money Marketing, FA News and EBNet


Recreate your future, rethink retirement

Increased global longevity is giving us more years of active health and possibly a longer retirement. But within current economic and political constraints, how can South Africans approaching retirement make these extra years count for more than just ‘bought time’?

This article appeared in IOL Personal Finance, MONEY MARKETING and FA NEWS


COVID-19 update

You can expect consistent client service from Just during the COVID-19 outbreak and regulated lockdown. Please stay home and stay safe!

Visit the official SA Coronavirus portal for updated information on the virus >>>