Retirement income specialist Just announced 2021 with-profit annuity increases that comfortably beat inflation, benefitting pensioners with a much-needed boost to their retirement income.
News and Media
Will COVID-19 vaccine reverse retirement fears?
An increased need for certainty in times of uncertainty is a retirement trend that gained momentum in the wake of the pandemic. Is it possible that retirees may revert to pre-pandemic attitudes towards retirement planning? We don’t think so, and here’s why.
Living with Diabetes: You can secure higher income in retirement
An enhanced life annuity offers retirees with diabetes (or any life-threatening illness or poor health) the opportunity to ensure they are getting the highest possible starting income in retirement. Based on latest figures – and other statistics relating to the health of the South African population – enhanced life annuities benefit at least 40% of retirees.
Stephen Cranston | Retirement day blues
"There have been some interesting recent surveys of people’s expectations of retirement," says Stephen Cranston in his latest FINANCIAL MAIL article. He covers findings from Just's 2020 Retirement Insights as well as 10X's Retirement Reality report. [Subscription required]
Risk aversion in retirees during uncertain times
MOONSTONE covers the key findings of Just SA’s latest tracking study. Retirement Insights 2020 reveal the knock in confidence suffered by South African retirees and pre-retirees as a result of COVID-19, which has altered their views on the best way to invest their retirement savings. This year the “lite” tracking study specifically assessed the impact of COVID-19 on retirement planning.
SA retirees don't want to gamble on their retirement savings
The key findings of our latest Retirement Insights were released in November 2020. The tracking study aims to better understand the South African retirement market and this year, specifically assessed the impact of COVID-19 and the regulated lockdown on retirement planning.
Bruce Cameron | Retirement Insights
Bruce Cameron unpacks the key findings from the latest Retirement Insights, a study targeting retirees and pre-retirees over 50 years old across a range of colour, gender, income groupings, working or retired, education levels, language and marital status. Just SA normally bring out its research every second year, but this year, because of the virus, that has brought out a “lite” edition, to assess the impact of COVID-19 on retirement planning. The article first appeared on FIN24. [Subscription required]
Investing post-retirement: Not an ‘either-or’ proposition
We all tend to live in an ‘either-or’ world where we think we need to choose between two, often opposing, things or outcomes. Peanut butter or jam? Red or white wine? For simple things, this way of making decisions can work. But for more complex issues, such as investing your retirement savings, the either-or equation is too simplistic. Pricing Actuary Ryan Hultzer explains how retirement income annuities have evolved and no longer requires an either-or decision.
How to manage your retirement funds in uncertain times
With lacklustre local stock returns, questions about the creditworthiness of government debt and record-high offshore markets, those close to retirement may be left with daunting choices. Amanda Visser spoke to retirement specialists on behalf of FINWEEK about the options. [Subscription required]
Are guaranteed annuities tailor-made for today’s investors?
With guaranteed or life annuities regaining traction with investors, there is still a misconception that they are a ‘one size fits all’ solution. Product Actuary Twane Wessels explains how annuities have evolved. This article was first published in the October edition of FA NEWS.
Retirement feature: Don’t rush investment decisions in times of uncertainty (radio interview)
Bjorn Ladewig, Longevity Actuary chats to Michael Avery on Classic Business about how your approach to retirement should be the same regardless of market conditions. Bjorn provides an explanation on some of the practical solutions available to protect your retirement income for life, and maintain some flexibility [audio].
Secure Your Retirement
The Money Show’s Bruce Whitfield interviewed Bruce Cameron, retired editor of Personal Finance about his new co-authored book “Secure Your Retirement”. The book unpacks the challenges facing pensioners, and explains how to avoid the pitfalls that cause pensioners to run out of money [audio].