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You get a guaranteed future increase in line with inflation.

This product offers protection against inflation as measured by the Consumer Price Index (CPI). However, the inflation experienced depends on how your regular expenses increase relative to CPI. For example, for several years, medical inflation has been much higher than CPI.


Product conditions and details

Entry age
Minimum entry age40
Maximum entry age85

Purchase amount
Minimum purchase amountR50 000

Optional product features
Spouse's income25%, 50%, 75% or 100% of lifetime income
Minimum payment period5, 10, 15 or 20 years paid as a lump sum (the present value of the income anticipated for the remainder of your minimum payment period) or as a continuing income to your nominated beneficiary(ies)

Important points

  • Once the policy has started, your purchase amount cannot be returned and there is no cooling-off period.
  • The policy has no surrender value at any time.
  • You cannot make any changes after the income starts.
  • If the change in inflation has been negative, your income will not decrease and will remain the same as the previous year. Future increases will be reduced to bring the policy's total increases in line with inflation (CPI) since inception.

Please read the Just Inflation-linked Income key information document for more information. Or contact us to request a quote.