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Cookie Policy


Our cookie policy works alongside our Privacy Policy. Its purpose is to describe what cookies are, what we use them for, and how you can manage them during your visit to or use of our website.


What are cookies?

We may place small text files called ‘cookies’ on your device when you visit our website. These files do not contain personal data, but they do contain a personal identifier allowing us to associate your personal data with a certain device.

For more information about cookies and web beacons, including how to manage your browser settings to accept or refuse cookies, please visit All About Cookies


How we use cookies and web beacons

We may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer or device. Cookies contain information that is transferred to your computer's hard drive. They help us to improve our Website and to deliver a better and more personalised service. They enable us:

  • to allow you to carry information across webpages and avoid re-entering information
  • to speed up your searches.

Some of our webpages may contain web beacons, which enable us in conjunction with cookies to better understand the behaviour of our website users. We use web beacons to record the time and date of your visit to our website, and estimate our audience size and usage pattern.


We use the following types of cookies on our website:

Essential cookies: These are cookies that allow our website to perform its essential functions. Without these cookies, some parts of our websites would stop working.

Site analytics cookies: These are cookies that monitor how our website is performing, and how you interact with it. We use them to know how best to improve our website or services, and to better understand our website users and help improve the website’s structure to provide a better service to users. We use Google Analytics, a web analytic service provided by Google, Inc. to collect anonymous, aggregated statistics.

Functional cookies: These are cookies that remember who you are as a user of our website. We use them to remember any preferences you may have selected on our website, like saving your username and password or settings.


Your choices with respect to cookies and web beacons

You have the choice to set your browser to accept all cookies, reject all cookies, notify you when a cookie is set, and to delete your cookies periodically (each browser is different, so check the 'Help' menu of your browser to learn how to change your cookie preferences).

Web beacons are generally used in conjunction with cookies, so if your browser is set to reject cookies, or if cookies are deleted, web beacons will be unable to track your activity as you navigate between websites.

The cookies, web beacons and similar technologies on our website do not record or store your personal information.

You may refuse to accept cookies. However, if you select this setting you may be unable to access certain parts of our Website. If you choose not to block or disable cookies, web beacons or other similar technologies where you have the opportunity to do so, you consent to the uses of these technologies and the use of your personal information as described in our Privacy Policy.


Deleting cookies

Your internet browser generally accepts cookies automatically, but you can often change this setting to stop accepting them. You can also delete cookies manually.

Deleting or no longer accepting cookies may prevent you from accessing certain aspects of our website where cookies are necessary or because the website forgot your preferences.

 

Please also read our Privacy Policy carefully before using this website.

 

 

Do you need more information?

Our specialist team is on hand to speak to both advisers and individuals regarding your specific retirement income requirements.