Income Legacy
Just offers you the choice to nominate your spouse or beneficiaries to continue receiving income payments after your death
- Provide an income for your spouse to be able to cover essential expenses
Taking into consideration that everyday expenses (like food and medical expenses) should reduce in the event of the death of the main member
Between 25% and 100% of income payments continue to be paid to spouse on death of policyholder
- Provide an income for those who may be financially dependent
For children until they reach the age of 18 or 21
Income payments are guaranteed for 5, 10, 15 or 20 years

Just Lifetime Income is also offered as an enhanced annuity, which means we use underwriting to assess life expectancy. Underwriting at retirement is a fair way of ensuring you get the right income, for life, and gives you confidence that you are getting the highest possible starting income for your retirement savings.