We offer a Just Lifetime Income, which is a post-retirement monthly payment (also called an ‘annuity’). It will provide you with a guaranteed and stable income in retirement. This income will never decrease no matter what happens to investment markets or how long you live.

You can purchase a Just Lifetime Income if you are leaving a retirement fund, or are transferring out of a living annuity before the age of 85.
The minimum amount you need to purchase a Just Lifetime Income is R50 000.

INCOME OPTIONS

We have the following Just Lifetime Income options:

INVESTMENT-DRIVEN INCOME

Your annual increases in income are targeted to increase with inflation, and are related to the performance of an investment portfolio.

For the investment-driven option, please view our product brochures, Fund Fact Sheets and 2017 Increase Note for more information.

INFLATION-LINKED INCOME

Your income will increase annually in line with the Consumer Price Index (CPI).

FIXED-ESCALATION INCOME

Your income will increase annually by a percentage that you select at the beginning. The percentage can be anything from 1% to 10%.

LEVEL INCOME

Your income will stay the same every year.

 

All these income options give you the choice to nominate beneficiaries to continue receiving income payments for a certain time period after your death.

To purchase a Just Lifetime Income, please speak to your financial adviser. If you don’t have a financial adviser, please contact us at info@justsa.co.za and we will put you in touch with one.

A Key Information Document for each type of Just Lifetime Income is available here.

 

Just Lifetime Income as an asset class in a living annuity

An adapted form of Just Lifetime Income will be available as an asset class in a living annuity from 1 March 2017. Please click below if you would like further information.

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A HIGHER INCOME

All the Just Lifetime Income types can be offered as ‘enhanced annuities’ – a guaranteed monthly income that pays you more based on certain health and lifestyle factors, such as a chronic illness, or smoking. 

Do you qualify for a higher income?

FOR MORE INFORMATION