We offer a range of retirement income options – post-retirement monthly payments that provide a guaranteed and stable income in retirement. This income will never decrease no matter what happens to investment markets or how long you live.

You can purchase a retirement income from Just if you are leaving a retirement fund, transferring out of a living annuity, or voluntarily purchasing a retirement income from personal savings.

The minimum amount you need to purchase a retirement income from Just is R50 000.

INCOME OPTIONS

We have the following retirement income options:

JUST LIFETIME INCOME

Your annual increases in income are targeted to increase with inflation, and are related to the performance of an investment portfolio.

Please view our product brochure, Key Information DocumentsFund Fact Sheets and 2019 Increase Notes for more information.

JUST INFLATION-LINKED INCOME

Your income will increase annually in line with the Consumer Price Index (CPI).

Please view our Key Information Document for more information.

JUST FIXED ESCALATION INCOME

Your income will increase annually by a percentage that you select at the beginning. The percentage can be anything from 1% to 10%. 

Please view our Key Information Document for more information.

JUST LEVEL INCOME

Your income will stay the same every year.

Please view our Key Information Document for more information.

 

All these options give you the choice to nominate beneficiaries to continue receiving income payments for a certain time period after your death.

To purchase a retirement income from Just, please speak to your financial adviser. If you don’t have a financial adviser, please contact us at info@justsa.co.za and we will put you in touch with one.

 

Just Lifetime Income as an asset class in a living annuity

An adapted form of Just Lifetime Income is available as an asset class in a living annuity. Please click below if you would like further information.

Contact us

 

A HIGHER INCOME

All our retirement income options are offered as ‘enhanced annuities’. An enhanced annuity is a guaranteed monthly income that pays you more based on certain health and lifestyle factors, such as a chronic illness, or smoking.  

Do you qualify for a higher income?

FOR MORE INFORMATION