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Our Products

We offer a range of products to help you make the most of your financial retirement resources

Lifetime income is a post-retirement monthly payment that provides a guaranteed and stable income in retirement. The income will never decrease no matter what happens to investment markets or how long you live. The annual increase in income depends on the income option you select.

You can purchase a lifetime income from Just if you are leaving a retirement fund, transferring out of a living annuity, or voluntarily purchasing a retirement income from personal savings. The minimum amount you need to purchase a lifetime income from Just is R50 000.

We also offer a five-year linked endowment policy with a specified withdrawal option as a personalised investment solution to support long-term savings goals.

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Just Lifetime Income

Secure a lifetime income guaranteed for life, with increases linked to the performance of a balanced investment portfolio.

Just Lifetime Income is available as a standalone with-profit annuity or as a lifetime income portfolio in a blended living annuity. 

Fixed Increase Income

Secure a lifetime income with regular payments guaranteed for life: 

Just Structured Endowment

A linked endowment insurance policy, with a specified withdrawal option, that provides a return of capital plus a fixed net-of-tax return after five years.