Protection against risks in retirement
One-size-ﬁts-all retirement income products don’t suit everyone.
We know from research that many retirees would prefer to receive a guaranteed income for life rather than risk depleting their retirement savings, especially in a low return environment.
Investment tools are very effective in managing investment risk, but longevity risk requires a different tool, one that allows individuals to pool and share risk. Insurance tools were designed to do exactly this.
Just’s lifetime income options provide protection against certain risks in retirement:
Outliving your retirement savings
Insufficient returns to sustain income. Consuming capital when markets fall
Income needs to grow to meet same expenses a year later
Spending more than you earn
We offer a range of products to help you make the most of your financial retirement resources.