Navigating any landscape begins with knowing where you are, where you want to go and what your perspective is. The same concept applies when choosing a retirement income solution that will see you through the rest of your days.  

Retirement is probably the only time you can justify spending your life’s savings. With current laws requiring that pensioners buy a living or life annuity product with at least two thirds of their retirement savings when they retire, it’s also likely to be a gift that you buy yourself and may not be wrapped as you would expect.

Retirement income specialist Just SA and discretionary fund manager MitonOptimal have collaborated to create a managed retirement solution that includes a guaranteed life annuity for advisers and clients - a first of its kind in South Africa.