Why guaranteed annuities should be part of your post-retirement plan in a high-inflation environment
Understanding the different product options available when you retire is vital to protect yourself from rising inflation and reduced purchasing power. At the very least, you should try secure an income to at least cover your essential expenses.
This article discusses the impact of inflation on retirement income and how you can incorporate a guaranteed annuity into your plan to help you achieve a secure financial future.
Retirement is an emotional, not just a financial, decision
Just SA Business Development Manager Paul Truscott discusses the importance of emotions attached to making retirement income decisions.
Clients are at the heart of our business and we believe that there is a product within our suite that would assist with this financial, but highly emotional decision.
A gift that keeps on giving in retirement
Retirement is probably the only time you can justify spending your life’s savings. With current laws requiring that pensioners buy a living or life annuity product with at least two thirds of their retirement savings when they retire, it’s also likely to be a gift that you buy yourself and may not be wrapped as you would expect.
Busting the confusion around annuities: retirement jargon explained
Understanding terminology surrounding retirement is a good first step in gaining confidence about your retirement needs, and the right financial products to meet those needs. With that in mind, Jaco Pienaar aims to explain different annuity terms.
1 in 3 living annuity clients risk running out of money unnecessarily
While retirees' attention traditionally centers around not wanting to lose capital at death, along with an inherent desire to retain flexibility and defer big financial decisions, we believe financial advisers have an important role to play in helping to reframe the narrative surrounding annuity options in retirement.