Just in the Media

As a financial adviser, you're often needed to help clients navigate an emotional and financially complex journey: retirement. The challenge to convert life savings into an income stream that will last a lifetime, is no easy task. When done correctly, blending annuities activates a cascade of compounding forces that brings together the best of both worlds in one powerful solution.

Just SA introduced a comprehensive white paper that offers financial advisers a practical framework to blend retirement income. It also provides easy-to-use tools and myth-busting insights to help clients achieve lasting income security without sacrificing flexibility or growth.

MoneyMarketing article: With rising costs and longer lifespans, South Africans face tough decisions about how to fund their later years. Our CEO Deane Moore spoke to MoneyMarketing SA about why life annuities are gaining renewed relevance. It’s a timely reminder that financial security in later life starts with informed choices — and the right partners.

South Africa’s evolving retirement landscape demands solutions that balance income security with flexibility. Blended annuities are an innovative approach, combining guaranteed income and investment growth to address longevity risk and market volatility in retirement.

Citywire article: Bjorn Ladewig spoke to Citywire SA's Ruan Jooste about Just SA’s case for a renewed drawdown mindset for retirement. It necessitates a shift from short-term thinking to a more sustainable, longevity-aware approach. Advisers should help clients understand the real risks of longevity and guide them toward income strategies that last a lifetime.

The first 16 days of April 2025 were a scary time for investors, magnifying the impact of market volatility on retirement finances. For those retirees that want income certainty and flexibility, the optimal solution is to blend a lifetime income within a living annuity. This can cushion the blow of market fluctuations. 

Just SA introduces an Advance feature for its with-profit annuity solution, Just Lifetime Income (JuLI). This innovation is designed to better suit clients’ retirement risk profiles. With JuLI Advance you can enjoy a higher starting income which never decreases and continues for life — no matter how long you live. 

Our 2024 survey results suggest that retirees’ attitudes about their skills and abilities to secure a sustainable retirement do not always align with reality. Three predominant retirement themes emerged: self-confidence, retirement confidence and contextual confidence. 

Achieving a comfortable retirement requires careful consideration, financial planning, and informed decision-making. And there’s no better time to start preparing than February, also known as retirement season. But where do you start?

South Africa’s rising short-term interest rates have inflicted some financial pain on consumers by increasing the cost of living, but long-term bond yields have also risen, which means that life companies are able to offer higher annuity rates.