Just in the Media

Just SA introduces an Advance feature for its with-profit annuity solution, Just Lifetime Income (JuLI). This innovation is designed to better suit clients’ retirement risk profiles. With JuLI Advance you can enjoy a higher starting income which never decreases and continues for life — no matter how long you live. 

Our 2024 survey results suggest that retirees’ attitudes about their skills and abilities to secure a sustainable retirement do not always align with reality. Three predominant retirement themes emerged: self-confidence, retirement confidence and contextual confidence. 

Achieving a comfortable retirement requires careful consideration, financial planning, and informed decision-making. And there’s no better time to start preparing than February, also known as retirement season. But where do you start?

South Africa’s rising short-term interest rates have inflicted some financial pain on consumers by increasing the cost of living, but long-term bond yields have also risen, which means that life companies are able to offer higher annuity rates.

This is the fifth article in a series on planning for retirement, which looks at late retirement and the often opposing goals of having a lasting income and leaving a legacy. Our first article looked at pre-retirement planning considerations, the second looked at navigating the transition phase of retirement, and the third explored the active or ‘go-go’ phase. In the fourth article, we looked at the passive phase of retirement.

The fourth article in a series on planning for retirement, looks at the passive phase of retirement and making sure your retirement funding goes the distance. Our first article looked at pre-retirement planning considerations, the second looked at navigating the transition phase of retirement, and the third explored the active phase.

Providing enough resources for your children while, at the same time, taking care of your own financial future can be a difficult balancing act. And while many parents would like to leave an inheritance, this might not always be feasible, especially during uncertain economic times where finances are stretched.

Retirement is a time that many people may look forward to, envisioning a golden phase of life filled with relaxation, pursuing hobbies, and spending quality time with friends and family. However, wishful thinking about affording retirement can create significant challenges down the line.

Our third article in a Business Report series on planning for retirement, we explore the active phase, which is where you’ve started to spend your retirement income. Our first article looked at pre-retirement planning considerations, while the second looked at navigating the transition phase of retirement.

This is the second article in a Business Report series on planning for retirement, focusing on the different phases of the journey. Our first article looked at pre-retirement planning considerations. Next, we explore the transition phase. Future articles cover the active phase, the passive phase, and the late retirement phase.