Longevity and blended annuities

Rethinking Retirement: A Smarter Drawdown Mindset for Longevity

South Africans are living longer—but their retirement strategies haven’t caught up. Just SA is urging financial advisers to shift from short-term drawdown thinking to a more sustainable, longevity-aware approach. The key? Blended annuities.

By combining the flexibility of living annuities with the security of guaranteed income from life annuities, blended solutions offer retirees both growth potential and peace of mind. It’s a proactive response to the increasing risk of outliving retirement savings—especially in a world where living costs and medical expenses seem to be increasing more than inflation.

Bjorn Ladewig spoke to Citywire SA's Ruan Jooste, emphasising that this isn’t just about products—it’s about mindset. Advisers should help clients understand the real risks of longevity and guide them toward income strategies that last a lifetime.