News and Views

Our 2024 survey results suggest that retirees’ attitudes about their skills and abilities to secure a sustainable retirement do not always align with reality. Three predominant retirement themes emerged: self-confidence, retirement confidence and contextual confidence. 

A newly launched with-profit life annuity feature from Just SA provides competitive lifetime income guarantees with annual increases linked to a diversified portfolio of assets, managed by leading asset managers. It combines the benefits of high life annuity rates, with retirement eggs spread around diversified baskets of assets.

Achieving a comfortable retirement requires careful consideration, financial planning, and informed decision-making. And there’s no better time to start preparing than February, also known as retirement season. But where do you start?

South Africa’s rising short-term interest rates have inflicted some financial pain on consumers by increasing the cost of living, but long-term bond yields have also risen, which means that life companies are able to offer higher annuity rates.

If you are approaching retirement, we hope you consider using some quality time with family and loved ones to connect and discuss your future retirement plans with them.

This is the fifth article in a series on planning for retirement, which looks at late retirement and the often opposing goals of having a lasting income and leaving a legacy. Our first article looked at pre-retirement planning considerations, the second looked at navigating the transition phase of retirement, and the third explored the active or ‘go-go’ phase. In the fourth article, we looked at the passive phase of retirement.

World Alzheimer's Day on 21 September marks a good opportunity to think about the future and how to plan for the potential challenges of Alzheimer’s in retirement while you, or your loved ones, still can.

The fourth article in a series on planning for retirement, looks at the passive phase of retirement and making sure your retirement funding goes the distance. Our first article looked at pre-retirement planning considerations, the second looked at navigating the transition phase of retirement, and the third explored the active phase.

When faced with the decision to convert hard-earned retirement funds into a reliable income in retirement, many are still unsure if it will be enough to last and rely heavily on their financial advisers to help them.

A new white paper on living annuities and the impact of drawdown rates, based on a study of 20 000 anonymous living annuitants, has been published by retirement income specialist Just SA.

Providing enough resources for your children while, at the same time, taking care of your own financial future can be a difficult balancing act. And while many parents would like to leave an inheritance, this might not always be feasible, especially during uncertain economic times where finances are stretched.