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Just in the Media

Offer members what they can afford

From 1 March 2019, the board of trustees of every pension and retirement-annuity fund must be able to demonstrate to the Registrar of Pension Funds that it has in place an annuity strategy that is appropriate and suitable for its members, taking account of their level of income; inflation and investment risks; and income protection for beneficiaries on death on the main member

A new option for retirement - the hybrid annuity

The hybrid annuity balances retirees' need for income security with their desire to leave a legacy to loved ones.

Retirement reality shock of South Africans

On average, respondents in "Just Insights", an independent survey commissioned by Just SA, expected a monthly income in retirement of almost R12,000. This implies an expected annual income rate of 8% based on their average retirement savings of R1.8m.

Will the retirement of your dreams be beyond your means?

Breast cancer survivors may qualify for a higher income in retirement by declaring their full illness history when purchasing a guaranteed life annuity. The latest inhouse research by retirement income specialist Just shows that of Just’s medically underwritten cases, approximately 30% qualified for an uplift of at least 5%.

Longevity and health are major obstacles in SA's retirement

Most South Africans rate their health as very good or above average, but underestimate their life expectancy.