Just in the Media

The hybrid annuity balances retirees' need for income security with their desire to leave a legacy to loved ones.

On average, respondents in "Just Insights", an independent survey commissioned by Just SA, expected a monthly income in retirement of almost R12,000. This implies an expected annual income rate of 8% based on their average retirement savings of R1.8m.

Working out how much is enough to save for retirement is sometimes not a priority when simply making ends meet is a struggle. But realistic retirement planning is important if we want our retirement income to match what we expect it will be.

Most South Africans rate their health as very good or above average, but underestimate their life expectancy.