Death benefits

Providing enough resources for your children while, at the same time, taking care of your own financial future can be a difficult balancing act. And while many parents would like to leave an inheritance, this might not always be feasible, especially during uncertain economic times where finances are stretched.

Bruce Cameron has written a series of articles for the DAILY MAVERICK dealing with some of the pros and cons of guaranteed annuities versus living annuities. Our CEO Deane Moore features in his latest article on retirement earnings and death benefits, and aims to clear up some misperceptions surrounding guaranteed annuities and leaving a legacy. 

The more income you require from an investment-linked living annuity the less the death benefit you will receive. As one goes up, the other goes down. What that means is that benefits for heirs are seldom achieved. A DAILY MAVERICK op-ed explores the complexity of living annuity investments from Bruce Cameron, and why it is recommended to seek financial advice. 

CEO Deane Moore spoke to Michael Avery on CLASSIC BUSINESS about how retirees are facing the risk of not having a sustainable income for life in an environment where investment markets have crashed amid COVID-19, and retirement savings have been significantly reduced. He provides some practical solutions to protect their income for life. [Audio]

Just Product Actuary, Johann Swanepoel, featured in the April edition of MONEY MARKETING tackling the longstanding debate of which is best – a life annuity or a living annuity? At Just, we believe it is both, and a blend of the two is best.